The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents What Our Kids Can Teach us About Saving Money Would you guess that Millennials are effectively saving for retirement? Well, they are. U.S. Personal Savings Rate What can be learned from the savings rate? Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.