Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Social Security: By the Numbers Here are five facts about Social Security that might surprise you. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.